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Flood Insurance Coverages
NFIP (National Flood Insurance Program)
National Flood Insurance Program policies are backed by the federal government, coverage damages not covered by homeowners and the rates are generally tailored to a specific area.
Private Flood Insurance
Private flood insurance are policies that are not backed by the federal government. NFIP policies are subject to set limits and you can only increase coverage so high. With private flood policies you can generally insure your home and belonging at replacement cost.
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