Commercial
Property
Insurance
If you own or lease a building for your business, you need commercial property insurance to protect it. A commercial property insurance policy helps provide financial protection for your business’s physical assets, such as buildings, equipment, inventory, and more. We will provide you with a quote that includes the best coverage options, rates, and discounts tailored to your business needs.
Commercial Property
Insurance Coverages
Building and Structural Coverage
-
Covers damage to your business property
Building and Structural Coverage protects the physical structure of your commercial property from risks such as fire, storms, vandalism, and other unforeseen events. Whether you own or lease your building, this coverage helps with the cost of repairs or rebuilding if your property is damaged.
Equipment and Inventory Coverage
-
Covers damage or loss of business equipment and inventory
Your business relies on equipment and inventory to operate, and this coverage ensures you're protected if these assets are damaged, destroyed, or stolen. From computers and machinery to stock and products, Equipment and Inventory Coverage help repair or replace these essential items to keep your business running.
Business Interruption Coverage
-
Covers loss of income during repairs
If your business property is damaged and you're unable to operate, Business Interruption Coverage helps cover lost income and ongoing expenses such as rent, payroll, and utilities. This ensures that your business can recover without suffering financially from downtime.
Loss of Rent Coverage
-
Covers lost rental income for landlords
If you lease part or all of your commercial property to tenants, Loss of Rent Coverage helps protect your rental income if the property becomes uninhabitable due to a covered loss. This ensures you don’t miss out on income while your property is being repaired.
Property Crime and Vandalism Coverage
-
Covers losses from theft and vandalism