Without adequate car insurance in Texas, you could find yourself involved in a lawsuit for the damage to property or injuries to others. Whether you already have a car insurance policy, need coverage on a new vehicle or fell onto hard times and need to seek a new policy we're here to help! With multiple options available to you we hope to be your next and last insurance agent. Unlike other agents, we find the best rate and best coverage available to you and present multiple options.
Your Car - Your Coverage - Your Choice
Liability - Bodily Injury and Property Damage
| Covers damages you cause to others |
If you're at fault in an accident, liability covers damages you cause. That could mean damage to other vehicles, property (mailbox, street sign, house, etc.), or even other drivers/passengers injuries. Plus, liability covers you if someone sued you over an accident.
Comprehensive & Collision Coverage
| Covers damages to your vehicle |
These are two separate coverages. Comprehensive covers incidents out of your control: theft, vandalism, hitting an animal, fire, acts of nature, etc. Collision covers damage you cause from an accident.
| Covers your injuries and damages |
These can be two separate coverages: One that covers your injuries (bodily injury) and another that covers your vehicle's damages (property damage). Both kick in if a driver hits you and doesn't have insurance or enough insurance to pay for your losses.
Medical Payments & Personal Injury Protection
| Covers your injuries |
Pays for medical cost if you, your passengers, or your family members are injured in an accident. Medical payments coverage can be beneficial even if you have health insurance, as there is no deductible you have to meet before insurance pays out.
Rental Car Reimbursement
| Covers rental car fees |
Pays for your rental car fees while your vehicles is being repaired from a covered loss (that just means damages we or another company pays for and not general maintenance).
Loan / Lease Payoff
| Helps pay off your loan when your car is totaled |
Loan/lease payoff is also called gap insurance. If you car is totaled, it'll help pay off the balance of your loan. Note certain companies have restrictions, please consult with your agent and company.
Texas is a BIG state and all Texas drivers know that - especially when they get in the car to drive on some of the three-quarters of a million miles of road in the state, the most in the country and 7-% more than the number two (not as good as Texas) state California. This means some long drives between cities, towns and sometimes even neighboring homes, which is why it's important for Texas residents to make sure that both you and your car are protected.
According to the Texas Department of Insurance, roughly 20% of drivers in Texas are uninsured, which means if you're in an accident, there's a 1 in 5 chance the other driver won't have insurance. That can be a little unnerving. But fortunately Bird's Eye Insurance can help with customizable car insurance, which could protect you in these cases and much more.
Getting auto insurance in Texas can be expensive, and it is no different in Dallas, Houston, El Paso, Tyler, Austin, Houston, San Antonio, and beyond. Texas rates tend to be slightly higher than the US average, but there are still great deals to be found. We analyze which car insurance companies in Texas offer the most affordable rates.
We have insurance agents all over Texas - We can work with you in person, online or over the phone. Everyone deserves a chance at savings. Everyone deserves a better choice of coverages. Get what you deserve. Get Bird's Eye Insurance.